You may wonder why you need an AAT insurance quote, thinking that this form of indemnity insurance is something that you do not need or that is too expensive for you. However, if you run a business, then you will need to protect yourself against the fact that a claim could be sought against you or an employee where a customer is dissatisfied with the work or service you have provided or where some form of loss has occurred.
These could include the loss of sensitive documents or data; intellectual property rights, or a claim for negligence, etc. Certainly, these are difficulties that even the best run businesses could be challenged with.
By getting an AAT insurance quote and buying a policy, you could keep your business running with minimal disruption as well as minimal financial loss if you faced legal action due to a claim against you.
You may consider professional indemnity insurance an expensive and unnecessary overhead, but you should remember that any business can face substantial claims against them. Court awards have increased in recent years, so it is worth seriously considering an AAT insurance quote.
So, where do you go if you want to buy an AAT policy?
You need to choose your policy with care to ensure that you get adequate cover. Specialist brokers of AAT insurance often have the edge over mainstream providers, as they specialise in this niche area of cover. Business people like you will seek out a reputable provider so that they get the cover that meets their needs.
Purchasing the protection from someone who has expertise within the ATT indemnity insurance sector can help you find the right product, rather than trying to go for a “one-size-fits-all” type of policy that a traditional provider may offer.
What you need to look out for when choosing your cover
While your broker will help and advise you on getting the most suitable cover, there are some points that you should note when buying the cover, namely:
- checking out how much the excess will be in the event of a claim;
- having the right sum insured;
- having the right level of cover (there are often tiers of cover available);
- seeing if there is retroactive cover where the policy rpvodies cover for events that occurred before the policy started.
Protecting yourself and your business with AAT insurance quote cover does not have to be a costly or timely exercise, with the insurance often easily being bought online in minutes from a specialist broker.